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Michael Arbetov

Super Visa Insurance Free Quotes Calculator

Super Visa Insurance Free Quotes Calculator helps you to find the most convenient insurance plan for your parents or grandparents.

TIC Medical Insurance for International Students

TIC Travel International Student Medical Insurance covers up to 2,000,000 CAD medical emergency.

To Buy Insurance please call us at 1-604-875-8878 or email us at arbetov.office@gmail.com


Here is the Summary of Benefits for International Student Insurance from TIC:

Sum insured: $2 million

Emergency Hospital: up to sum insured

Emergency Medical: up to sum insured

Professional Services: $600 per practitioner

Medication: 30 days supply

Maternity Benefit: up to $1000

Eye Examination: 1 per 12 months of coverage

Physical Examination (check up): up to $250

Dental Emergencies: up to $600


Additional benefits for ENHANCED PLAN:

Maternity Benefit: up to $10,000

Psychologist and Psychiatric Care: inpatient up to $10,000/ outpatient up to $1,000

Pre-existing conditions: covered if 90 days stable

Please call us or read the policy wording to learn more about the benefits and conditions of the insurance policy.

Skiing Holiday

It is perhaps no surprise that a country the size of Canada – which in terms of landmass, is the second largest country in the world – has some of the largest and most famous skiing resorts in the world. Soon, all eyes will be on British Columbia especially, as Vancouver hosts the 2010 Olympic Games, with the lion’s share of the alpine events hosted by the world famous resort of Whistler Blackcomb.

Whistler Blackcomb
The mountains of Whistler and Blackcomb, part of the Coast Mountains of British Columbia, provide a massive area for skiing and snowboarding in the famous Whistler Blackcomb resort. Boasting three high speed gondolas, and numerous chair and surface lifts, the resort accesses some 7000 acres of slopes. At the end of a long day on the numerous runs, it is possible to ski straight into Whistler Village. Here, one can unwind in the many restaurants, bars and spas that have lent Whistler a well deserved reputation for excellent après-ski. All facilities are within walking distance in this people-centred town – no vehicles are allowed within the village – and a range of accommodation from luxury to basic chalet is available. In addition to Whistler Village, the Village North, Upper Village and Nicklaus North areas offer accommodation with easy access to the resort.

Extreme Skiing
In addition to the standard, well defined slopes of the managed resort, there are a number of more extreme options for skiing off-piste. Heli-skiing, and Snowcat skiing operations run out of the Whistler area, and these forms of transport make it possible to access remote areas of untouched powder snow well away from the resort. Helicopters are used to transport small skiing parties to high, and otherwise inaccessible, untouched slopes. The Snowcat, a tracked vehicle usually used to create and groom runs, can be used to transport a skiing party on a tour of the unspoilt backcountry, with each day finishing with a stay in a back country lodge. Many of these lodges are equipped with luxury spas and provide high quality gourmet catering; making relaxation easy after a taxing day of cross country skiing.

Hiking in the Canadian Rockies

The Canadian Rockies are famous for well established ski resorts in areas like Banff, Kananaskis, Lake Louise and Jasper. But these mighty mountains can also be enjoyed in the summer months, and for those who like the weather a little warmer there can be few more rewarding ways to take in the beauty of the mountains than hiking in the Rockies.

Perhaps the busiest location in the Canadian Rockies during the summer months, the town of Banff is within easy walking distance (about 3km) of sites such as Bow Falls. Hikers can follow the green signs from the Banff Springs Hotel, over the Bow River Bridge and on to the falls.

For those that fancy a slightly longer hike, and a great view of the Banff townsite and surrounding mountains, the Tunnel Mountain Hike, a well established trail around 4.5 km long, takes the walker up 300m from the St. Julien Road in Banff to a spectacular view from the heights of Tunnel Mountain.


There are a number of relaxed, low impact walks in the Kananaskis area. From the easily accessible wilderness of the Barrier Lake Trail, to the educational Eau Claire Interpretive Trail, Kananaskis is ideal for the less adventurous hiker looking to take time to take in the beauty of the wilderness at a laid back pace along relatively short walks of 1 – 2km. Suitable for Hikers of all ages.

Lake Louise
For the more adventurous hiker, the Plains of Six Glaciers Trail begins on the shores of Lake Louise rises steeply up a challenging trail between mountain peaks past several glaciers. This walk lasts about 2 miles in each direction, and is to be attempted with care – not for very small children

For a shorter but no less beautiful walk, try the 2 hour hike along the Consolation Lake Trail from Morainne Lake to Consolation lake. This walk is suitable for all the family.

Jasper is perhaps best known for the Limestone Gorges; for a fantastic view follow the Maligne Canyon Trail, which like Eau Claire Trail in Kananaskis offers educational interpretive signs along the way, and also includes an adrenalin rousing suspension bridge.

For the experienced hiker looking for a real challenge, the Athabasca Glacier, usually known as the Columbia Icefield, has a hiking route marked out with signs that walkers are well advised to follow carefully to avoid the pitfalls of crevasses. For the well equipped walker – again not for small children.

Cities of Canada

Containing the nation’s capital, Ottawa, Ontario province is a culturally rich mixture of some of the oldest cities in Canada and some of the most striking national landmarks. Competing with the natural grandeur of the Niagra Falls is the tallest (land based) building in the world, the CN Tower in Toronto. From the historical to the new, the urban to the rural, there are interesting vacational options aplenty in the province of Ontario.

The national capital Ottawa is steeped in the historical heritage of Canada, being as it is an officially bi-lingual city of English and French speakers. Ottawa is a quick trip away from the Quebec city of Gatineu, the officially French speaking sister city located across the Ottawa River. A trip to the bustling Byward Market is an easy way to immerse oneself in the rich cultural diversity of the city – and perhaps pick up some bargains too! – and a good place to eat or enjoy a drink as the area is well served with quality restaurants and bars. As with many capital cities, one of the main tourist draws are the Federal Parliament Buildings on Capital Hill. The Capital Hill area is home to many fine national museums such as the Museum of Civilisation and the National Gallery, and is well worth a visit.

A far more modern looking City than Ottawa, Toronto is a city with a significant financial district, boasting some impressive sky scrapers – none more so than the massive CN Tower which dominates the skyline at a massive 533m high. The view from the viewing gallery is a must see, and allows the visitor to walk the circumference of the tower for a panoramic view of the city and the shores of Lake Ontario. Canada’s largest City is also an important hub for the arts, with the popular Harbourfront area containing many entertainment venues as well as the start of a walking trail that winds around the side of Lake Ontario. Retail therapy is also in plentiful supply with a profusion of shops and retail outlets.

Niagra Falls

Perhaps the world’s most famous waterfall, Niagra falls is a horse shoe shaped waterfall 323m long over which around 600,000 litres of water drops a full 57m every second, creating a truly breathtaking and thunderous roar. Situated on the Canadian/ US border, this natural marvel is a must see. For the brave, tunnels afford access behind the wall of water comprising the falls. Boat trips are also available for those who wish to get really close!


Banff – Gateway to the Wilderness
Located in the heart of Banff National Park, Banff is a world renowned resort settlement set amongst the grandeur of the Canadian Rocky Mountains, in the province of Alberta. In the winter, resorts like Norquay and the Sunshine Village Ski Resort host some of the world’s largest snowsport events. In the summer, the Banff National Park offers great opportunities for hiking and camping, through which it is possible to get up close and personal with true wilderness and all of the natural wildlife which inhabits it.

Where to Stay
If you prefer a little more comfort than is afforded by the option of camping, there are numerous accommodation opportunities in the town of Banff itself, a small settlement little over 4km squared in size. From here, easy access is afforded to the surrounding mountain areas of Kananaskis, Lake Louise and Canmore, whilst the Banff National Park itself boasts numerous hot springs and lush, unspoilt evergreen wilderness. The popularity of this resort means that early booking is usually essential in the high season – although I did manage to find some last minute deals on winter http://holidays.monarch.co.uk holidays through Monarch. Make sure that you purchase a pass if driving into Banff; this is necessary to travel within a national park in Canada.

What to Do
This area has an embarrassment of riches when it comes to possible activities to participate in, all year round. In the summer, scores of trails lead from Banff to elevated viewpoints from which to take in the breathtaking wilderness; with options for those of all hiking abilities and fitness levels. For those who want to experience fantastic views of the entire region whilst expending a little less effort, a cable car can be taken to the pinnacle of Sulphur Mountain, known as Sanson Peak.

In the winter, Banff is hugely popular for it’s proximity to a plethora of ski resorts, with slopes such as Sunshine and Norquay practically on the doorstep. Within an hours drive are the resorts of Nakiska, Fortress and Lake Louise, meaning that the determined snow sports enthusiast need never ski the same slope twice for the duration of their vacation.

As mentioned, the popularity of the resort of Banff means that early bookings are often a must; if you haven’t planned ahead and are after late holidays, it’s worth looking at On The Beach.

Travel Insurance

Off the beaten track – An introduction to Heli-skiing in the Canadian Rockies

A penchant for powder
There is nothing more appealing to the experienced skier or snowboarder than the prospect of access to pristine powder snow. Even if you are lucky enough to visit a resort that benefits from regular fresh snowfall overnight during your stay, the nature of busy modern resorts means that fresh powder will be well carved up by lunchtime should you stay en-piste. In many modern, well planned resorts it is not possible to reach safe, off-piste areas via the cable cars and lifts provided, as most of the viable runs have been made into well defined pistes.

The facilities for heli-skiing in the Canadian Rockies are at the forefront of world heli-skiing. Heli-skiing is the only guaranteed way to reach fresh powder snow daily on your skiing holiday, and involves hitching a lift by helicopter high up on to untouched slopes beyond the reach of resorts, from heli pads in locations such as Canmore and Golden. With this kind of endeavour it is essential to have the experience of seasoned heli ski operators, for obvious safety reasons. The guides will be experts, and have the in depth experience of the local mountains to be able to identify safe conditions on the slopes, thus greatly reducing the risk of avalanche.

Safety Essentials
Good reliable operators will guide groups of a maximum of 4, and be well equipped to deal with emergency situations. Check on the credentials of your operator by ensuring that they are registered and licensed by organisations like the Association of British Columbia Heliski, the Association of Canadian Mountain Guides, or Snowcat Operators. On a personal level, good travel insurance, such as provided by AA, is a must so that you are covered for all eventualities. With an experienced guide, accidents are rare, but it is essential to have adequate medical cover when embarking on this kind of adventure.

Heli-skiing is certainly not the cheapest option for skiing, but can without doubt provide one of the most breathtaking experiences to be had on snow. Just remember that far away from the crowds, safety preparation is a must, so check the provisions of your travel insurance, taking out a thorough policy from the likes of Go.

Earthquake Experiences in Vancouver

I happened to live in Japan four years. By statistics in the Tokyo area only the earthquakes happen once every day. Well, if you are on a train or in subway or on a bus you won’t feel like the earth trembling. However when at home once a week I was experiencing subtle shakes. It is a well known fact that Japan is a country of earthquakes and tsunami. What about Vancouver?

On the average, at least 75% of the world’s earthquakes each year occur around the rim of the Pacific Ocean, originating along the Aleutian Arc, the Philippine or southwest Pacific trench systems, the East Pacific Rise, and the San Andreas fault system in California. Vancouver is thought to be near the forward edge of one of the moving blocks, and thus it is reasonable to expect that residents will feel earthquakes from time to time.

One of the current explanations for the seismic activity along the western coast of North America, is that the continent, or American plate, is moving westward and somewhat north from a spreading centre in the mid-Atlantic. This huge plate, moving very slowly, is bumping against, or overriding, or sliding along a similar Pacific plate. There may be another smaller plate within the American plate which includes Vancouver Island. This hypothetical feature is called the Juan de Fuca plate; if it is an active, moving plate, it plays an important role in the earthquake experiences of the Vancouver district.

The first seismograph in this area was in Victoria in 1898; it was not very sensitive to the seismic waves of small local earthquakes, but did record a great many events. A seismograph was installed at Horseshoe Bay in West Vancouver in 1951, and for about 10 years it produced records of local earthquakes which could be correlated with data from the Port Alberni station and a re-instrumented Victoria station.

The first mention of an earthquake in the Vancouver district was in Fort Langley on November 23, 1827. Visual 8 lists the number of earthquakes felt in the Vancouver district from 1827 to date by decade. The list is considered to be incomplete, and represents a minimum number of tremors. The list of earthquakes suggests that in the Vancouver region small earthquakes, often in groups, can be felt on the average less frequently than once per year.

At irregular and infrequent intervals, Vancouver residents feel a much more severe earthquake. These events cause some discomfort to persons, especially in high buildings, and may do damage. This activity can be expected to continue at near the present rate of 5 per 100 years.

An earthquake on December 14, 1872 which had an epicentre east of Vancouver, south of the Fraser River, and possibly in Washington was felt very strongly over the whole region. Major landslides occurred in the Chilliwack area, and at Matsqui waves were seen on the ground. This was truly a major, earthquake with a magnitude of at least 7. An earthquake of a magnitude of at least 5 occurred at 3:44 p.m. on January II, 1909 in the San Juan Islands. It was generally felt over the Vancouver region and caused minor damage. A similar but slightly larger earthquake occurred at the same location on January 23, 1920. At 10: 15 on Sunday, June 23, 1946 the whole Vancouver Island region and the Lower Mainland were shaken by an earthquake of magnitude 7.3, which had an epi- centre at the north end of the Strait of Georgia. It was felt as far away as Penticton, and caused considerable damage in the epi- centre area near Courtenay, Powell River and as far away as Alberni. Chimneys were cracked or broken in Vancouver and Victoria. This is the earthquake that residents of Vancouver recall most vividly. The earth has been quiet in the Vancouver region since this date except for minor events in February 1969 and November 30, 1975. This most recent earthquake’s epi- centre was under the Strait of Georgia, mid-way between Vancouver Island and Point Grey. It had a magnitude of4.5 and its focal depth was small. A series of aftershocks were felt, one of which reached a magnitude of 3.5.

These was the earthquake Vancouverites felt with a jarring, rumbling, shaking or noisy movement. There are, however, regional earthquakes which are felt as a rolling or gentle vibratory motion. The event of magnitude 7 west of Estevan Point on the west coast of Vancouver Island on December 6, 1918; the event of magnitude 8 on the north end of the Queen Charlotte fault on August 21, 1949; the 2 events near Seattle of magnitude 7 and 6.5 on April 13, 1949 and April 29, 1965 respectively all were noticed in Vancouver, but because of the distance to the focus there was little damage In the Vancouver area.

Tsunamis are ocean waves generated by a large earthquake which disturbs the ocean floor. Fortunately the earthquakes in the Strait of Georgia have not generated tsunamis. Earthquakes around the Pacific rim do generate tsunamis which reach the Canadian coast, but only one had sufficient amplitude to cause damage; it reached Port Alberni after the huge Alaskan earthquake (magnitude 8.4) on Good Friday in 1964 and caused a great deal of damage at Port Alberni and elsewhere along Vancouver Island.

Moisha Grigoriants

BC Labour Market Report: Hairdressers

The latest research shows, that 80% of employers expect licensing for hairdressers. 40% expect workers are expected to have completed a vocational training program and/or licensing. This is the indicator that the best way for those devoted to the career of hairdresser is the combination of professional education and licensing in British Columbia.

According to statistics the growth rate for needing more hairdressers will be 20% less than the growth rate for all other professions.

The majority of vacancies for this position will occur as a result of people retiring or changing career.

Hairstyling is a profession leading to self-employment. It fits those people who possess an outgoing, personality-driver attitude and a strong ability in hairstyling.

The majority of specialists in the field develop allergy to all sorts of chemicals. The repetitive nature of work makes many professionals leave the career.

This occupation is not highly paid.

Those, considering hairdresser career as one of the easiest ways to get sustainable employment are likely to face the reality of not stable and low paid job.

But if you are persistent, get excellent vocational training and professional license, are highly motivated, and you love this job, you are likely to make an excellent career as hairdresser. This occupation has always space for the professional growth.

Below you can see the table, which reflects the numbers showing the future of this occupation in British Columbia. (According to the materials of BC Labour Market Report, 2013)

Growth Rate for All Occupations Number of Workers in 2008 Expected Number of Hairdressers in 2013 Growth Rate per Occupation
Lower Mainland 1.3% 5,680 5,960 1.0%
Fraser Valley 0.9% 760 790 0.7%
Greater Victoria 0.9% 980 1,000 0.6%
Central Vancouver Island 0.9% 410 420 0.7%
Northern Vancouver Island 0.9% 310 320 0.6%
East Kootenay 1.0% 180 180 0.0%
West Kootenay 0.9% 180 180 0.0%
Okanagan 1.0% 910 940 0.8%
Kamloops / Thompson Region 0.9% 400 410 0.6.%
Prince George / Cariboo Region 1.0% 350 360 0.6.%
Peace River / Northern B.C 0.9% 210 220 0.8%
Northwest BC / Queen Charlottes 0.9% 150 160 0.6.%
Total 1.1% 10,520 10,940 0.8%

Other BC Labour Market Info:

Professionals in Environmental Sector – FYI

Ekaterina Potekhina

Certified employment counselor

Member of Career Development Association of BC

Member of BC Translators and Interpreters Society

BC Labour Market Information: Hotel Managers

According to labour market experts, professionals interested in a hospitality career will be expected to work long hours, including evenings and weekends. Those, who would like to pursue a career of a Hotel Manager, are likely to start their career from entry level low salary positions in BC. The good news is – this field provides workers with opportunities for very fast advancement.

Workers at a very young age can be given enormous responsibilities, involving hundreds of workers and million of dollars.

A wide range of communication at all levels in hospitality industry provides the workers with interesting networking, offering various potential opportunities for career advancement. If you think that the saying “the customer is always right” is dramatically overused, then you should avoid the career in hospitality management.

According to statistical data, a significant growth is expected in hospitality and restaurant business in the next 5 years in some of BC regions. Employment in this field will grow by 1.4%.

Since this industry experienced decline as a result of international conflicts, outbreaks of swine influenza, new requirements for passports, subsequently there should be some positive dynamics. While it will take years to see the full effects of the 2010 Olympics, this event is expected to serve as strong catalyst in the coming years.

Most of these factors have dissuaded US visitors from coming to BC and a more blended group of visitors will go far to restore BC’s reputation as a world-class international destination.


Accommodation and Food Services Sector

Growth Rate for All Industries Growth
Rate for
Acc / Food
Percent of
Workers in
Percent of
Workers in
Lower Mainland 1.3% 1.7% 7.8% 7.9%
Fraser Valley 0.9% 1.4% 4.3% 4.4%
Greater Victoria 0.9% 1.4% 8.1% 8.3%
Central Vancouver Island 0.9% 1.5% 6.8% 7.1%
Northern Vancouver Island 0.9% 1.4% 9.4% 9.7%
East Kootenay 1.0% 2.4% 10.2% 10.8%
West Kootenay 0.9% 1.3% 7.5% 7.6%
Okanagan 1.0% 1.8% 8.1% 8.5%
Kamloops / Thompson Region 0.9% 1.7% 8.9% 9.2%
Prince George / Cariboo Region 1.0% 1.3% 7.6% 7.7%
Peace River / Northern B.C 0.9% 1.4% 7.2% 7.3%
Northwest BC / Queen Charlottes 0.9% 1.3% 8.0% 8.2%

Ekaterina Potekhina

Certified employment counselor

Member of Career Development Association of BC

Member of BC Translators and Interpreters Society


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