Super Visa Insurance

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Expand view Topic review: Super Visa Insurance

Re: Super Visa Insurance

Post by ArbetovInsurance » Fri Jul 18, 2014 3:46 am

Of course :)

Re: Super Visa Insurance

Post by marion » Fri Jul 18, 2014 3:46 am

Yes, thank you very much for your time

Re: Super Visa Insurance

Post by ArbetovInsurance » Fri Jul 18, 2014 3:43 am

Of course.
GMS refunds 100% too in case the visa is refused or if the person ends up not travelling to Canada
GMS: $2482 for 68 year old and $1908 for 64 year old. And zero deductible is real zero. Only SRMRM has that hidden trick, no other company does that
You are welcome to call me at the office if you like to discuss it on the phone. We have a toll free number 1-877-211-4301.

Re: Super Visa Insurance

Post by marion » Fri Jul 18, 2014 3:40 am

Since visa is not approved yet our concern is the refund policy and the deductible, do you mind to please give a quote from gms, thks

Re: Super Visa Insurance

Post by ArbetovInsurance » Fri Jul 18, 2014 3:39 am

Oh yes! $2081 for 64 year old and $2579 for 68 year old.
There are also rates in between from GMS, which is also a really good company. They also cover pre-existing conditions in all of their plans with no extra charge.

Re: Super Visa Insurance

Post by marion » Fri Jul 18, 2014 3:38 am

Can you please quote me Manulife, I want to find out the difference

Re: Super Visa Insurance

Post by ArbetovInsurance » Fri Jul 18, 2014 3:38 am

You can cancel them within 10 days if you are not satisfied, with no fees. 100% refund for non approval of visa.

Re: Super Visa Insurance

Post by marion » Fri Jul 18, 2014 3:37 am

What do you think I will not like in the refund policy

Re: Super Visa Insurance

Post by ArbetovInsurance » Fri Jul 18, 2014 3:36 am

I can help with any details.

Re: Super Visa Insurance

Post by marion » Fri Jul 18, 2014 3:35 am

I may not be able to interpret it properly.

Re: Super Visa Insurance

Post by ArbetovInsurance » Fri Jul 18, 2014 3:33 am

Manulife is quite a bit more expensive. Travelance is a good company, their $0 deductible is always $0. The refund policy is 100% if the visa is refused.
You can also take a look on their page on our website for the major points: http://www.arbetovinsurance.com/travela ... 14&pn&sv&0

Re: Super Visa Insurance

Post by marion » Fri Jul 18, 2014 3:32 am

This is good. Actually our first choice was manulife but we find they're expensive. Travelance refund policy and deductible - how are they?

Re: Super Visa Insurance

Post by ArbetovInsurance » Fri Jul 18, 2014 3:31 am

Well, like I said as far as price they are the cheapest but as far as company, they are not among the best. The next closest rate would be $1770 for 64 year old and $2299 for the 68 year old, with $0 deductible. It's from Travelance.

Re: Super Visa Insurance

Post by marion » Fri Jul 18, 2014 3:29 am

You're an expert on this and you have encouter different situations of your clients we have just loaned the money from the bank for this purpose your advise on this matter is highly appreciated, pls tell me which company reasonable price we should take.

Re: Super Visa Insurance

Post by ArbetovInsurance » Fri Jul 18, 2014 3:12 am

So they are the lowest as far as price. Their $0 deductible is only $0 for the first claim only though. it then becomes $250
As far as refund, most companies have the same.
SRMRM are usually a bit stricter than some. For example you can't cancel a policy if there is no refusal letter, only if you pay a fee.
Also, if a person leaves early they refund on the day you let them know not the day the person left. We have some clients who lost some money on that
But as far as price, yes they have the lowest for those ages.

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