Pregnancy Cover

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Re: Pregnancy Cover

Postby Adviliday » Mon Sep 30, 2013 6:25 am

Ok let me check. I have seen it, but you did not state type of cover for TYPE A.
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Re: Pregnancy Cover

Postby ArbetovInsurance » Mon Sep 30, 2013 6:26 am

There is no option for me to state anything. It states the coverage of $100,000. Type A means no pre-existing conditions.
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Re: Pregnancy Cover

Postby Adviliday » Mon Sep 30, 2013 6:26 am

So you dot cover for pre existing condition.
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Re: Pregnancy Cover

Postby ArbetovInsurance » Mon Sep 30, 2013 6:27 am

Pregnancy is not considered a pre-existing condition. If you want her to be covered for pre-existing conditions you would just get a plan B.
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Re: Pregnancy Cover

Postby Adviliday » Mon Sep 30, 2013 6:27 am

Will type B cover for her pregnancy up to birth.
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Re: Pregnancy Cover

Postby ArbetovInsurance » Mon Sep 30, 2013 6:29 am

No. There is no such thing. We work with all the companies in Canada and trust me, when I tell you that we have lots of clients who are pregnant. No company ever covers delivery or regular check ups. The reason is that they work on risks and delivery is a certain thing that will happen. Most companies exclude anything to do with pregnancy.
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Re: Pregnancy Cover

Postby Adviliday » Mon Sep 30, 2013 6:30 am

Ok. But you will be providing cover for regular check up.
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Re: Pregnancy Cover

Postby ArbetovInsurance » Mon Sep 30, 2013 6:30 am

Regular check ups are not covered in any plans. Only emergencies.
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Re: Pregnancy Cover

Postby Adviliday » Mon Sep 30, 2013 6:30 am

Now I get.
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Re: Pregnancy Cover

Postby ArbetovInsurance » Mon Sep 30, 2013 6:31 am

There is just no such thing, unfortunately.
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Re: Pregnancy Cover

Postby Adviliday » Mon Sep 30, 2013 6:33 am

In that quote can you state what you cover and let it start from Nov 10, 2013 till April 16, 2014. I no this is not a contract yet. You can state it for quotation only.
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Re: Pregnancy Cover

Postby ArbetovInsurance » Mon Sep 30, 2013 6:36 am

The price for that period is $441. The most I can do is send the policy wording. That's where everything is stated. Whatever I write in an email is not going to count anywhere. The policy wording I emailed you is the document that you need. What's covered and what is not is all in there?
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Re: Pregnancy Cover

Postby Adviliday » Mon Sep 30, 2013 6:36 am

I am just looking at making it easy for immigration officer.
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Re: Pregnancy Cover

Postby ArbetovInsurance » Mon Sep 30, 2013 6:38 am

But they will not accept an email, anyone can write that. The policy wording is an official document, I really think you should send that and maybe highlight the part you need them to see. Usually what immigration officers need to see is a proof of insurance, they never ask for quotes or policy wordings. I know, because we have clients from everywhere in the world.
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Re: Pregnancy Cover

Postby Adviliday » Mon Sep 30, 2013 6:39 am

Correct. We have submitted this Visa application. It was on her medical that we realize this she is pregnant. We want to submit this insurance as supplement document. We need to ask them if they will accept the supplement document before we go ahead.
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