Visitors insurance

[Lindsay]

Hello. I'm seeking for a Visitors to Canada health insurance.

[ArbetovInsurance]

Hello. Sure. How old is the person to be insured? And does he/she have any pre-existing conditions?

[Lindsay]

33. It's me. And I'm pregnant for about 2 month.

[ArbetovInsurance]

Well, in this case the person is only eligible for an emergency coverage for pregnancy-related complications such as abdominal pain, bleedings as well as miscarriage. Such plan will cover emergencies up to 31 weeks only from the moment an insured person got pregnant. Unfortunately, pre-natal care and delivery will not be covered. No Canadian insurance company covers delivery. Only provincial health coverage may cover you for that. Regular visitors, who are already pregnant and coming to Canada will have to cover their expenses for delivery themselves. As a regular visitor, who is already pregnant you are not eligible for a private insurance with greater maternity benefits as well as you are not allowed to be covered by province due to your current status in Canada. It is a bit odd, but these are the rules.

[Lindsay]

It's fully understandable...not being a citizen...I just think there should be some place you can get information on the cost of such things...

[ArbetovInsurance]

This is the info. Unfortunately, we do not possess a price list for hospital delivery costs. What we know for certain is that since a person is pregnant, she will not be eligible to get covered by private insurance except for Manulife pregnancy complications plan, which is valid for 31 weeks since a person got pregnant. No private Canadian insurance company will cover you for delivery and pre-natal care in the case given.

[Lindsay]

Thank you for your time...you were most helpful

[ArbetovInsurance]

You are very welcome!