Super Visa Insurance

Discussions include Visitors to Canada/Super Visa Medical Emergency Insurance, Canadian Health & Dental Insurance, International Student Insurance, International Experience Canada (IEC) Insurance and more.

Super Visa Insurance

Postby marion » Fri Jul 18, 2014 3:02 am

Hi. I'm interested on Super Visa ages 64 and 68. They don't have visa yet, I'm just filing the application but I need to provide a one year, 100,000 coverage of travel ins for each. I need to know the refund policy in case visa is not approved.
marion
Beginner
 
Posts: 10
Joined: Fri Jul 18, 2014 2:56 am

Re: Super Visa Insurance

Postby ArbetovInsurance » Fri Jul 18, 2014 3:06 am

If the visa is refused you will get 100% refund refused, you get a full refund from any company we work with (and we work with all canadian companies).
Do they need coverage for pre-existing conditions?
ArbetovInsurance
Maniak
 
Posts: 1501
Joined: Tue May 28, 2013 7:07 am
Location: Canada

Re: Super Visa Insurance

Postby marion » Fri Jul 18, 2014 3:07 am

srmrm gave me a quote for age 64, 1646.15 and age 68 is 1993.90 no existing condition the couple are have no medical history no maintenance, is there any company can give lower than srmrm with same refund policy?
marion
Beginner
 
Posts: 10
Joined: Fri Jul 18, 2014 2:56 am

Re: Super Visa Insurance

Postby ArbetovInsurance » Fri Jul 18, 2014 3:09 am

We work with them too. Are you looking for $0 deductible?
ArbetovInsurance
Maniak
 
Posts: 1501
Joined: Tue May 28, 2013 7:07 am
Location: Canada

Re: Super Visa Insurance

Postby marion » Fri Jul 18, 2014 3:09 am

yes, zero.
marion
Beginner
 
Posts: 10
Joined: Fri Jul 18, 2014 2:56 am

Re: Super Visa Insurance

Postby ArbetovInsurance » Fri Jul 18, 2014 3:12 am

So they are the lowest as far as price. Their $0 deductible is only $0 for the first claim only though. it then becomes $250
As far as refund, most companies have the same.
SRMRM are usually a bit stricter than some. For example you can't cancel a policy if there is no refusal letter, only if you pay a fee.
Also, if a person leaves early they refund on the day you let them know not the day the person left. We have some clients who lost some money on that
But as far as price, yes they have the lowest for those ages.
ArbetovInsurance
Maniak
 
Posts: 1501
Joined: Tue May 28, 2013 7:07 am
Location: Canada

Re: Super Visa Insurance

Postby marion » Fri Jul 18, 2014 3:29 am

You're an expert on this and you have encouter different situations of your clients we have just loaned the money from the bank for this purpose your advise on this matter is highly appreciated, pls tell me which company reasonable price we should take.
marion
Beginner
 
Posts: 10
Joined: Fri Jul 18, 2014 2:56 am

Re: Super Visa Insurance

Postby ArbetovInsurance » Fri Jul 18, 2014 3:31 am

Well, like I said as far as price they are the cheapest but as far as company, they are not among the best. The next closest rate would be $1770 for 64 year old and $2299 for the 68 year old, with $0 deductible. It's from Travelance.
ArbetovInsurance
Maniak
 
Posts: 1501
Joined: Tue May 28, 2013 7:07 am
Location: Canada

Re: Super Visa Insurance

Postby marion » Fri Jul 18, 2014 3:32 am

This is good. Actually our first choice was manulife but we find they're expensive. Travelance refund policy and deductible - how are they?
marion
Beginner
 
Posts: 10
Joined: Fri Jul 18, 2014 2:56 am

Re: Super Visa Insurance

Postby ArbetovInsurance » Fri Jul 18, 2014 3:33 am

Manulife is quite a bit more expensive. Travelance is a good company, their $0 deductible is always $0. The refund policy is 100% if the visa is refused.
You can also take a look on their page on our website for the major points: http://www.arbetovinsurance.com/travela ... 14&pn&sv&0
ArbetovInsurance
Maniak
 
Posts: 1501
Joined: Tue May 28, 2013 7:07 am
Location: Canada

Re: Super Visa Insurance

Postby marion » Fri Jul 18, 2014 3:35 am

I may not be able to interpret it properly.
marion
Beginner
 
Posts: 10
Joined: Fri Jul 18, 2014 2:56 am

Re: Super Visa Insurance

Postby ArbetovInsurance » Fri Jul 18, 2014 3:36 am

I can help with any details.
ArbetovInsurance
Maniak
 
Posts: 1501
Joined: Tue May 28, 2013 7:07 am
Location: Canada

Re: Super Visa Insurance

Postby marion » Fri Jul 18, 2014 3:37 am

What do you think I will not like in the refund policy
marion
Beginner
 
Posts: 10
Joined: Fri Jul 18, 2014 2:56 am

Re: Super Visa Insurance

Postby ArbetovInsurance » Fri Jul 18, 2014 3:38 am

You can cancel them within 10 days if you are not satisfied, with no fees. 100% refund for non approval of visa.
ArbetovInsurance
Maniak
 
Posts: 1501
Joined: Tue May 28, 2013 7:07 am
Location: Canada

Re: Super Visa Insurance

Postby marion » Fri Jul 18, 2014 3:38 am

Can you please quote me Manulife, I want to find out the difference
marion
Beginner
 
Posts: 10
Joined: Fri Jul 18, 2014 2:56 am

Next


Return to Medical Insurance in Canada




Users browsing this forum: No registered users and 1 guest

cron