Pregnancy coverage

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Pregnancy coverage

Postby sanyok2206 » Thu Sep 11, 2014 9:25 am

Hello. My name is Alex.

Could you please explain me how insurance works while pregnant. Say for example my wife is pregnant, so is it possible to buy insurance and deliver in Canada or these services are not covered under these circumstances. And what if we are just planning our first kid ?
sanyok2206
 
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Re: Pregnancy coverage

Postby GaryTheBrain » Thu Sep 11, 2014 10:39 am

sanyok2206 wrote:Hello. My name is Alex.

Could you please explain me how insurance works while pregnant. Say for example my wife is pregnant, so is it possible to buy insurance and deliver in Canada or these services are not covered under these circumstances. And what if we are just planning our first kid ?


If you are a regular Visitor to Canada you are not eligible for a government Health Care. However, if a woman is not yet pregnant and just planning to do so, you may want to purchase a plan that will cover 80% of all eligible expenses that are pregnancy related such as delivery, medical emergencies, prenatal care, hospitalization as well as one physical and one eye examination per year.

Take a look at a blog post on Pregnancy Coverage in Canada for Visitors by CLICKING HERE.

In case a woman is already pregnant, there is only one option left for those just visiting Canada and who also wants to give birth up here. There is a single medical insurance plan in Canada that will cover pregnancy related emergencies such as abdominal pain, bleeding, miscarriage, etc. up to the 31 week from the moment she got pregnant. Unfortunately, such plan does not include delivery and prenatal care coverage.

You may also contact an Insurance Broker to see what options are there for you as it also depends on mother's age, pre-existing conditions status, total amount of coverage and deductible amount.

Use THIS WEBSITE to calculate a free quote and chat wit the company's representative.

Hope it helps! :D
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Re: Pregnancy coverage

Postby sanyok2206 » Thu Sep 11, 2014 11:24 am

Thanks a lot for such an open answer =) :D

Actually we are planning to come to Canada in October and we are soon planning a child. Could you please tell me more about an insurance plan that covers 80% of pregnancy related medical services.

What do we have to provide to insurance company to get such plan and what is the approximate price ?
sanyok2206
 
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Re: Pregnancy coverage

Postby GaryTheBrain » Thu Sep 11, 2014 11:34 am

Hey Alex!

Well, basically you do not have to provide the insurance company with anything. All you need to do is to complete a medical questionnaire. Other than that there is only a standard application form with some of your personal information such as your age, address, etc.

The approximate price, which is shown in a post I gave you a link for earlier, is about $1,100 a year. But the best thing to do would be to chat with an Insurance Broker, those guys will definitely tell you what you need to know.

Cheers!
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Re: Pregnancy coverage

Postby sanyok2206 » Thu Sep 11, 2014 11:40 am

That's awesome. Yep, I will definitely check it out. I guess it's easier to talk to someone who is knowledgeable than just searching info on the Internet. :wink:

Thanks a lot Gary !
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Re: Pregnancy coverage

Postby MLewis » Thu Sep 11, 2014 11:49 am

I had the same experience, searched everything in Inet but there is lots of misunderstanding. The best way is to talk to professionals for sure :!:
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