Insurance Plans

Discussions include Visitors to Canada/Super Visa Medical Emergency Insurance, Canadian Health & Dental Insurance, International Student Insurance, International Experience Canada (IEC) Insurance and more.

Insurance Plans

Postby mrHook » Mon Jun 16, 2014 8:24 am

hi, quick question - what does the $10,000 - $150,000 coverage refer to? Does that mean emergency medical expenses?
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Re: Insurance Plans

Postby ArbetovInsurance » Mon Jun 16, 2014 8:25 am

Yes
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Re: Insurance Plans

Postby ArbetovInsurance » Mon Jun 16, 2014 8:25 am

Yes
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Re: Insurance Plans

Postby mrHook » Mon Jun 16, 2014 8:26 am

So I'm Australian and currently living in montreal without any insurance. I'm looking for coverage that covers basic health needs like physiotherapy, osetheopathy if i need it, dental if a tooth gets sore, etc. but i'm also concerned with the bigger issues that mean i'm hospitalised or worst case, i die, so i'm wondering if the $10,000 means that's the total emergency expense that will get me home
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Re: Insurance Plans

Postby ArbetovInsurance » Mon Jun 16, 2014 8:27 am

Yes, so before I explain everything, I should mention that $10,000 is not enough of a coverage for anything. A day in a hospital costs around $7000
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Re: Insurance Plans

Postby mrHook » Mon Jun 16, 2014 8:27 am

how do you mean anything
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Re: Insurance Plans

Postby ArbetovInsurance » Mon Jun 16, 2014 8:29 am

It's enough for about a day and ahalf. The usual recommended amount is at least $50,000 fo coverage. The medical expenses are extremely high here for visitors but it is your choice, of course. As far as dental and chiro, they are all covered in this plans but every company covers up to a different amount. Some cover up to $300 and others up to $500 per profession
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Re: Insurance Plans

Postby mrHook » Mon Jun 16, 2014 8:29 am

Yes, and i'm wondering if there's a way to get more than $500 because that might only be like 5 appointments
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Re: Insurance Plans

Postby ArbetovInsurance » Mon Jun 16, 2014 8:30 am

No, unfortunately not
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Re: Insurance Plans

Postby mrHook » Mon Jun 16, 2014 8:30 am

is $500 some kind of max
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Re: Insurance Plans

Postby mrHook » Mon Jun 16, 2014 8:32 am

are you an insurance distributor or an insurance company yourself?
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Re: Insurance Plans

Postby ArbetovInsurance » Mon Jun 16, 2014 8:33 am

We work with all the companies and they all cover not more than $500
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Re: Insurance Plans

Postby mrHook » Mon Jun 16, 2014 8:34 am

i see. i wouldn't see someone without a reason
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Re: Insurance Plans

Postby ArbetovInsurance » Mon Jun 16, 2014 8:40 am

We are a broker and we work with all of the companies here
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Re: Insurance Plans

Postby mrHook » Mon Jun 16, 2014 8:41 am

I see, so i'm guessing that costs me more
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